DAY 5 – Discipline Beats Motivation Every Time: A Lesson from Investing

You ever wake up in the morning, all fired up about some grand idea—maybe today’s the day you finally get in shape, write that book, or learn a new skill? You leap out of bed, full of energy, ready to conquer the world. Then lunchtime rolls around, and suddenly, the couch is calling, that new show looks mighty interesting, and, well… maybe tomorrow’s the day after all. That, my friend, is motivation. It’s like a fair-weather friend—always around when times are good but nowhere to be found when you actually need it. Discipline, on the other hand, is that … Continue readingDAY 5 – Discipline Beats Motivation Every Time: A Lesson from Investing

DAY 3 – The World Rewards Execution, Not Intention

You ever notice how a fella can talk about all the grand things he’s gonna do, and the world just nods along, humoring him like a dog watching a magic trick? But let that same fella actually do something—whether it’s smart, dumb, or downright scandalous—and suddenly, the world pays attention. See, life ain’t about what you meant to do, what you hoped to do, or what you wrote in your diary after three glasses of cheap whiskey. It’s about what you actually do. Let’s take a stroll through the grand carnival of life and see how this truth plays … Continue readingDAY 3 – The World Rewards Execution, Not Intention

DAY 4 – Your 20s Are for Building,

Not Just Partying

Your 20s or  30s or 40s  if you are slow like me) Are for Building, Not Just Partying If you were to ask a young man of twenty how he plans to spend the next decade, you might hear something about seeing the world, making memories, and living “without regrets.” And if you were to ask that same man at thirty how that plan worked out, you might find him staring at his empty pockets, scratching his head, and wishing he had a time machine and a good book on compound interest. Life has a funny way of moving … Continue readingDAY 4 – Your 20s Are for Building,

Not Just Partying

Football – Emotional Outlets – Quisling -Peanuts

Back in the day, when men were men and woman were woman, Cartoons serve to teach kids the reality of life. It was simpler then and those lessons stuck with us.     Sometimes, many your best friend is your Quisling. What is a quisling A quisling is a traitor, especially someone who collaborates with an enemy occupying their country. The term comes from Vidkun Quisling, a Norwegian politician who collaborated with Nazi Germany during World War II, helping the Nazis take over Norway in 1940. His name became synonymous with treachery and betrayal. It’s often used to describe … Continue readingFootball – Emotional Outlets – Quisling -Peanuts

The Grand Spectacle of Sport: A Timeless Human Obsession

Ladies and gentlemen, as the sun dips below the horizon and the nation readies itself for the grand spectacle of the Super Bowl, one can’t help but ponder the curious nature of our collective enthusiasm for sport. From the ancient arenas of the Egyptians, Aztecs, and Babylonians—where games were played with stakes as high as the heavens—to today’s colossal stadiums, the human spirit has always been irresistibly drawn to competition and conquest. We have been playing sports since civilization began, and sometimes, the stakes were much higher than a championship ring. The Aztecs, for instance, saw sports not just … Continue readingThe Grand Spectacle of Sport: A Timeless Human Obsession

AI – The Dawn of a New Era and the End of One

If there’s one thing history teaches us, it’s that every time mankind thinks it’s standing on solid ground, the earth decides to shift beneath its feet. We’ve tamed fire, we’ve forged steel, we’ve split the atom, and now, we’re about to give birth to something that might just outthink us all—Artificial Intelligence. The good folks of the 19th century fretted over steam engines replacing farmhands, just as the 20th-century factory worker eyed robots with suspicion. But the upheaval before us today is unlike any before. You see, the machine isn’t just learning to plow fields or tighten bolts—it’s learning … Continue readingAI – The Dawn of a New Era and the End of One

The Evolution of a Trader: A Tale of Boom, Bust, and a Mouth Full of Softs

THIS IS PART OF MY MILLION DOLLAR EDUCATION. IF you add up all money I lost, stressed over, or could have made… yes millions that I don’t have. Is this you?   It all started with young Jimmy Blevins, a man of grand ambition and very little patience. Jimmy, like many before him, had heard that the stock market was where fortunes were made, and he had no intention of being left behind. Armed with a smartphone, an internet connection, and the confidence of a man who once won twenty dollars in a bar bet, he set off on … Continue readingThe Evolution of a Trader: A Tale of Boom, Bust, and a Mouth Full of Softs

No One is a Prophet in Their Own Town: Why Leaving Can Be the Key to Growth

There’s an age-old saying that “No one is a prophet in their own hometown,” meaning people who know your humble beginnings often struggle to see beyond them. Trust me, I’ve roamed from bustling companies to one-horse towns, and if there’s one inescapable conclusion, it’s this: folks aren’t too keen on genius that grows up in their own backyard. It’s a bit like trying to sell a brand-new lens to people who’ve spent decades squinting at the sun—you’re apt to be greeted with more suspicion than applause. Why, you could be the brightest luminary from here to the Big Apple, … Continue readingNo One is a Prophet in Their Own Town: Why Leaving Can Be the Key to Growth

Carpe Diem: The Day It Clicked

I heard the phrase “Carpe Diem” in Jr High the first time. Back then, it was just another Latin expression, something to memorize for a test and then forget. Later, I saw Dead Poets Society, the classic film where Robin Williams’ character, John Keating, inspires his students to embrace life and make the most of every moment. Yet, even then, the full weight of those words didn’t quite settle in. Then, one day, it clicked. It wasn’t a slow realization—it was an instant, almost electrifying moment of clarity. Something shifted in my perspective. Maybe it was a personal experience, … Continue readingCarpe Diem: The Day It Clicked

Get to the TOP –

10 Hard Truths About Life

 Life is a relentless teacher. Some lessons take years to learn, while others come through painful experiences. But the faster you understand these hard truths, the sooner you can take control of your life and move forward with purpose. It took me fifty years to learn these lessons, but I’ll share them with you in just a few minutes. 1. Life Waits for Nobody Time is the most valuable currency you have. Every second you waste is a second you’ll never get back. No one is coming to rescue you, and no one will pause their life to wait … Continue readingGet to the TOP –

10 Hard Truths About Life

Rewire YOURSELF!

Success ain’t some mystical treasure buried in the backyard of the lucky. It’s more like a stubborn mule—you gotta know how to lead it, coax it, and sometimes trick it into moving forward. Most folks figure their brains are set in stone, like an old oak that won’t bend, but science and common sense agree—your brain is more like clay, ready to be shaped if you’ve got the right tools. So if you’ve spent too many nights wondering why success keeps giving you the cold shoulder, maybe it’s time to stop blaming bad luck and start rewiring the most … Continue readingRewire YOURSELF!

Action at the Speed of Thought: The Real AI Revolution

  For the past few years, I’ve been pushing a core idea that many people still haven’t fully grasped: AI isn’t about the tools. It’s about integration. It’s not about how powerful a model is, how many parameters it has, or what fancy features a new update brings. The real breakthrough—the thing that will change everything—is how seamlessly AI integrates into your thinking process. The Integration Problem, Not the Capability Problem We don’t have an AI capability problem anymore. AI can write, analyze, summarize, automate, and even generate entire workflows on demand. The technology is already here. But what … Continue readingAction at the Speed of Thought: The Real AI Revolution

How to be a Prince by Machiavelli

Well now, folks, it seems the world hasn’t changed much since old Machiavelli took up his pen and started handing out advice on power and persuasion. People still want respect, still fear getting taken for a fool, and still hesitate when it’s time to take a leap toward something grand. But, as the saying goes, fortune favors the bold—so why not learn from a man who understood just how to wrestle fortune into submission? Now, I won’t pretend Machiavelli’s words are gentle, nor will I say he’d be invited to Sunday dinner in polite company. But if you can … Continue readingHow to be a Prince by Machiavelli

Philosophy: Then and Now – Timeless Wisdom, Infinite Exploration

  Introduction: The Great Thinkers, the Not-So-Great Thinkers, and the Ones Who Just Talk Loudly Once upon a time—before smartphones, social media, and whatever conspiracy theory your uncle believes—people had time to think. Or so they say. The truth is, most folks were too busy not starving, avoiding plagues, and inventing ways to clean up after horses to ponder the mysteries of life. But a select few—the Greeks, the Romans, the Confucians, and later, Shakespeare (who never let history or facts ruin a good story)—took up the job of thinking for the rest of us. And thank goodness they … Continue readingPhilosophy: Then and Now – Timeless Wisdom, Infinite Exploration

AI – the JOB DOZER

Ladies and gentlemen, gather around and lend an ear to a most peculiar spectacle of our era: artificial intelligence—an invention so cunningly contrived. It’s cutting a trail through offices and courtrooms faster than a runaway stagecoach, rustling up jobs and redistributing them like poker chips at a floating  card table. AI is going for your business. There are businesses that are going to be made obsolete or substantially hampered by AI. It’s not going to be the plumber or the waitress, but it might be the lawyer or definitely a reduction in staff and diagnostics in the hospital or … Continue readingAI – the JOB DOZER

GAZA – Thinking Big: Solving the Root of Conflict Through Global Prosperity

They say history doesn’t repeat itself, but it sure does a fair bit of rhyming in the Middle East. You can almost hear the chorus of “We’ve tried it all before!” ringing from the city streets to the desert dunes. And yet, every so often, a grand ide  a comes along—one so bold it might just rewrite the dusty old song sheet. Here in this plan, we’ve got ourselves such a notion: turning the very place that’s seen its fair share of trouble into a glittering hub of diplomacy and commerce. Now, if you’d tell me Trump intended to … Continue readingGAZA – Thinking Big: Solving the Root of Conflict Through Global Prosperity

Why We Win, Why We Lose, and Why We Never Learn

By this afternoon, it might look downright dreadful—red numbers bleeding across the screen like a gambler’s bad night at the poker table. But before you start wringing your hands or calling it the end of the world, remember: unless you’ve mortgaged the farm to play this game, it’s just another round of the market doing what the market does. So, while we’ve got this moment of chaos, let’s talk about the psychology of investing—why people win, why people lose, and why some folks seem doomed to keep repeating the same mistakes. It ain’t just numbers and charts; it’s fear, … Continue readingWhy We Win, Why We Lose, and Why We Never Learn

A Day in my Life: 2045

The year is 2045, and the world had gone and gotten itself all tangled up in robots, as if humanity had finally decided housework was too much trouble. In NeoSan Francisco, where I lived on the outskirts (a place that was just fancy enough to have drones delivering groceries but not quite posh enough to keep them from crashing into each other midair), technology had stitched itself into daily life like an overzealous grandmother with a needle and too much free time. For me—Victor Chen, an older gentleman with a fondness for warm tea, bad puns, and not lifting … Continue readingA Day in my Life: 2045

The Dark Side of Job Hunting

If I were a criminal and wanted to steal your identity, your financial information, and basically your entire life, I wouldn’t hack into your accounts—I’d make you hand everything over willingly. And the easiest way to do that? A fake job website. Here’s how it works: I’d send you an email saying my company is hiring people just like you. You’d click the link to my website, which looks professional and legitimate. You’d register, upload your resume, and create a username and password. But here’s the thing—most people use the same password for everything, including their email. If you … Continue readingThe Dark Side of Job Hunting

Alliances, Allies, Allies and more damn Allies

– the Illusion of Loyalty

The Game of Business: Allies, Enemies, and the Illusion of Loyalty You see, a man in business is a lot like a politician and a guy crossing the Amazon in a canoe. He knows the rocks are there, he knows the current is strong, and he expects the occasional alligator to take a snap at him. That’s the competition—the honest, respectable danger. The problem is, more often than not, the real trouble doesn’t come from the water. It comes from the fella sitting right next to him on the raft, smiling, sharing his whiskey, all while whittling away at … Continue readingAlliances, Allies, Allies and more damn Allies

– the Illusion of Loyalty

Cross-Training: Building Resiliency and Agility

In the submarine service, the concept of everyone being required to learn and perform all emergency procedures is rooted in the unique and high-stakes environment of operating underwater. Unlike surface ships or other military units, a submarine operates in an environment where a single failure or misstep can have catastrophic consequences. This is why every crew member, regardless of their specific job or rank, is trained to handle all potential emergency scenarios because fire and sinking submarines don’t care about rank or seniority. Imagine running a business where only one person knows how to process payroll, fix the network, … Continue readingCross-Training: Building Resiliency and Agility

TIME – The Elastic Trickster

Remember when you were a kid and your mom used to tell you not to stand by the window waiting for the ice cream truck, that it’d take longer? Well, this is what this is about. Time, that slippery old fox, ain’t as steady as folks like to think. Turns out, it stretches and shrinks depending on how we feel, what we’re doing, and whether we’re staring down disaster or just staring at the clock. Psychologists and philosophers have been jawing about this for centuries, but now science is starting to back up what every child with a bedtime … Continue readingTIME – The Elastic Trickster

P/E Ratios: The Good, The Bad, and The Downright Ugly – How to Spot a Smart Lemonade Stand

Now, let me tell you about something called the P/E Ratio, which folks on Wall Street act like is the gospel truth for picking stocks, though it ain’t quite that simple but a good starting point.. What in Tarnation is a P/E Ratio? Picture this: You got a lemonade stand, and each cup you sell makes you a dollar in profit. Now, imagine someone wants to buy a share in your stand—meaning they want a piece of your lemonade fortune. If they offer you 10 bucks for every dollar your stand earns each year, your Price-to-Earnings (P/E) Ratio would … Continue readingP/E Ratios: The Good, The Bad, and The Downright Ugly – How to Spot a Smart Lemonade Stand

MISTAKES – Mental Health Habits

If there’s one thing I’ve learned about human nature, it’s that we have a special talent for making ourselves miserable. We don’t need outside enemies; we do a fine job sabotaging ourselves with our own thoughts. Given the choice between a peaceful present and a relentless battle with the past and future, most folks will strap on their imaginary armor and charge headfirst into a war they can’t win. Now, I ain’t saying people are fools—though if the shoe fits, one might as well polish it. But we do have some peculiar tendencies. We compare ourselves to others and … Continue readingMISTAKES – Mental Health Habits

Pain – The Weight of War

Lieutenant Jack Calloway was very familiar with pain. He had known it in every form—sharp and immediate, like the searing bite of a bullet; explosive and deafening, like the shockwave of an IED hurling him into the dust; slow and agonizing, like the broken ribs he once had to set himself in the middle of a firefight. He had seen pain on the faces of his brothers-in-arms as they bled out in the dirt, their hands gripping his like he could hold them to life. He had seen it in the eyes of his enemies—some defiant, some pleading, some … Continue readingPain – The Weight of War

Gambling is a TAX on stupidity

There’s a peculiar sort of optimism that thrives in the gambling halls, where men and women sit hunched over their money like a hen brooding over an egg that will never hatch. The house, a benevolent tyrant, smiles and lets them dream—dream of riches, of luck, of that one grand moment when the heavens part and fortune spills into their pockets. But, as with most dreams, morning comes swiftly, and reality demands payment. Now, some folks say gambling is just a bit of fun, and maybe it is, in the same way that poking a sleeping bear is an … Continue readingGambling is a TAX on stupidity

The Art of the Deal –

Not Trump

This isn’t about Donald Trump as a president, a nice guy, or someone you’d want as a friend. He might be the worlds best bull crap tosser. It’s about his raw, ruthless ability to negotiate and get what he wants. He knows how to get under people’s skin, push their buttons, and exploit their vulnerabilities. You don’t want to be on the other side of a negotiating table with him. Most of the techniques he uses, I wouldn’t—but if my life depended on it, if I needed someone to negotiate me out of a dire situation, I’d call him … Continue readingThe Art of the Deal –

Not Trump

EXPOSE IT ALL: THE ART OF MANIPULATION AND PSYOPS IN MODERN SOCIETY

  The world is not as it seems. We live in a time where narratives are engineered, information is selectively distributed, and emotions are weaponized. Whether in politics, media, corporate advertising, or social movements, the goal is often the same—to control public perception, behavior, and decision-making. Governments, corporations, and influencers all employ psychological operations (PSYOPs) or perception management techniques to engineer consent, sway opinions, and manipulate reality in ways that most people never recognize. The question is: Can you see it? Or are you being played? What Is a PSYOP? A psychological operation (PSYOP) is a strategy used to … Continue readingEXPOSE IT ALL: THE ART OF MANIPULATION AND PSYOPS IN MODERN SOCIETY

BUMPY ROAD

You ever notice how some folks seem to waltz through life’s troubles like they got an instruction manual the rest of us didn’t get? They lose a job, get rained on, and step in a pile of bad luck—all before breakfast—and somehow, they’re still grinning. Meanwhile, the rest of us spill our morning coffee and act like civilization just collapsed. Now, I don’t claim to have all the answers, but I reckon there’s something to be learned from these resilient souls. Turns out, there’s a method to their madness—five little pillars that keep ‘em standing when life tries to … Continue readingBUMPY ROAD

No Pardon from Death

Lieutenant Jack Calloway had survived war zones, covert operations, and near-impossible missions. But nothing had prepared him for this—captivity in a Somali prison, a crumbling compound near an airstrip in the middle of nowhere, where the sun baked the earth to a relentless 120 degrees. His capture had been swift. An ambush during a classified reconnaissance mission left his team scattered—some dead, some captured, and some still unaccounted for. Now, he was here, locked in a sweltering cell where the air felt thick enough to choke on. Every day, the guards came. They demanded information. He gave them nothing. … Continue readingNo Pardon from Death

Life, Investing, and Baseball: Winning by Avoiding Mistakes

It’s a curious thing, this life we lead—whether you’re swinging a bat, building a fortune, or building a family, the rules don’t change much. You can aim for glory with a mighty swing or chip away patiently with smaller steps. Either way, you’ll get where you’re going. But the real trouble comes when you fumble the ball—when you make mistakes that let the other fellow, or life itself, get the better of you. You see, success isn’t just about hitting the mark. It’s about not missing it altogether. Investing, for instance, is a lot like baseball. You can try … Continue readingLife, Investing, and Baseball: Winning by Avoiding Mistakes

EXPOSE IT ALL!

In the grand theater of human folly, the truth often lurks backstage, peeking nervously from behind the curtain while deceit struts the boards, basking in applause. But isn’t it time for the audience to demand the spotlight shift? Let’s drag the truth out, kicking and screaming if we must, and let it shine on a stage it has long been denied. The world’s whispers have grown into a deafening chorus of conspiracies, cover-ups, and controversies. Let’s not just pull back the curtain—let’s tear it down. This is the call to Expose It All. No more secrets. No more lies. … Continue readingEXPOSE IT ALL!

The Steady Grind: Why Consistency Beats Inspiration Every Time

A horse is a horse, of course, of course!  Except, when it is a mule –well, that is a whole different story. A mule takes the best traits of its parents: the strength of a horse and the surefootedness of a donkey. It may not win beauty contests, but it’ll outlast the fanciest thoroughbred when the going gets tough. Moral of the story? Sometimes, being “not a horse” is exactly what gets the job done!   Now, you see, folks, the trouble with most people chasing their goals is they’re like a cat chasing its tail—mighty enthusiastic at … Continue readingThe Steady Grind: Why Consistency Beats Inspiration Every Time

Bridging Faith and the Future: The Ethics of AI

Whenever you find yourself on the side of the majority, it is time to pause and reflect. And if the majority is clamoring to hand their thinking over to machines, well, you’d best double-check if you’ve got any thinking left to hand over at all.” Twain had a knack for poking fun at humanity’s penchant for rushing headlong into the future without much thought about where we might land—or what we might destroy along the way. In many ways, the Vatican’s recent warnings about artificial intelligence feel like an echo of this sentiment, calling us to pause and reflect … Continue readingBridging Faith and the Future: The Ethics of AI

The Empathy Engine:

How AI Bridges Loneliness and Revolutionizes Mental Health

Our parents and grand parents would marvel at in this age of gadgetry and glowing screens, it’s the notion of machines offering companionship to the lonely and comfort to the weary that is the next step for AI. Imagine that! Where I hailed from, loneliness was cured with a front porch conversation or a fishing trip.i. But today, it seems we’re crafting clever contraptions to lend a listening ear, soothe troubled minds, and perhaps even remind us to take our pills on time. Progress, they call it. I reckon we’d best explore what these talking tin cans can do … Continue readingThe Empathy Engine:

How AI Bridges Loneliness and Revolutionizes Mental Health

Why Do People Accept Poverty?

Poverty is a persistent condition that has plagued societies for centuries, yet its grip is not absolute. Many people remain in poverty, not because they lack intelligence or opportunity, but often because they have, consciously or unconsciously, accepted it as their reality. At the same time, a striking contrast emerges: most wealthy individuals today are self-made, first-generation success stories. They come from poverty or modest beginnings, yet decide to break free and live differently. What sets them apart? Why do some accept poverty while others reject it? The Mindset of Acceptance For many, poverty becomes a cycle that is … Continue readingWhy Do People Accept Poverty?

Why the World still Studies Sun Tzu

Introduction: Why the World Studies Sun Tzu he Art of War is a guide written by Sun Tzu, a master strategist and philosopher who walked the path of wisdom during China’s Warring States period. His teachings arose not merely from the need to triumph in battle but from an understanding that true mastery lies in outmaneuvering conflict altogether. Sun Tzu was not merely a general; he was a student of human nature. Through his writings, he offered more than strategies for warfare—he revealed principles for navigating the complexities of life itself. The Art of War is not a book … Continue readingWhy the World still Studies Sun Tzu

Rise Above: Defy Acceptable Decline

We will not go quietly into the night. We will not stand by and watch as the world around us settles for mediocrity, for decline, or for defeat. We will fight for a better world—a world where our families can thrive, where businesses flourish with bold ideas, and where governments serve the people with integrity and strength. This is not a fight for just survival; it is a fight to create something greater, something lasting—a fight to lead, to innovate, and to win. -YNOT! 2025 Life has a peculiar way of testing our resolve. It doesn’t send you a … Continue readingRise Above: Defy Acceptable Decline

The Peculiar Truths of Men and Women

There’s something delightfully peculiar about human nature—it’s a carnival of contradictions, a circus where the lion tamer loses his whip, and the clowns argue over who’s the wisest. When it comes to men and women, folks have been chewing the same bone of contention since Adam got his eviction notice. What follows are five undeniable truths about men and women—truths that cut to the heart of how we think, act, and love. Let’s poke the proverbial bear, shall we? 1. A woman can love you from the core of her heart and still marry a man who is “better” … Continue readingThe Peculiar Truths of Men and Women

The Gentle Tug of Time

This is not the article I started to write. I wanted to write an article on fighting the Decline of our Government and in Business. Yet here I am writing this…. I will rewrite into something more positive because we write our own book of life,.   As I sit here, watching the light of the day inch its way across the room, I can’t help but think about the invisible thief that sneaks into all our lives—time. It doesn’t knock on the door or send a warning letter; it just shows up uninvited and starts rearranging the furniture. … Continue readingThe Gentle Tug of Time

Hidden Paths lead to Journeys

When I was a young lad in university, the Navy came knocking. They were searching for bright minds to study nuclear engineering for submarines. Now, the smart thing they did—and credit where it’s due—was not to simply sign us up with a brochure and a handshake. No, they took us down into the belly of a submarine itself, let us taste the air, hear the hum of the engines, and feel the confinement of that steel tube. It was as if they knew that no man should commit to such a life without first understanding it. And, well, I … Continue readingHidden Paths lead to Journeys

A Beginner’s Guide to the World of Artificial Intelligence

(Work in Progress)

Well, folks, if you think the Cell Phones was a marvel, wait till you meet its brainy descendant: Artificial Intelligence. The journey to understanding AI might seem like  something from a future world, but with a touch of curiosity and a sprinkle of humor, it’s no more daunting than learning to a new dance. So grab your thinking cap and hop aboard as we explore this fascinating realm where machines learn, reason, and sometimes even joke! To help you get started, here are some beginner-friendly video resources: Artificial Intelligence Full Course | Edureka This comprehensive tutorial covers AI fundamentals, … Continue readingA Beginner’s Guide to the World of Artificial Intelligence

(Work in Progress)

Authenticity: Finding Your Voice in a Noisy World

They say finding your authentic voice is like finding a needle in a haystack—except the needle is moving, and so is the haystack. Life, after all, is a noisy affair, full of people hollering advice at you like it’s a national pastime. But here’s the secret: your voice isn’t hiding; it’s just waiting for you to stop pretending to be someone else long enough to listen to it.  The saying goes, “The two most important days in your life are the day you are born and the day you find your voice.” The following tips will help you uncover … Continue readingAuthenticity: Finding Your Voice in a Noisy World

The Honest Machinery of Business

The job of every person in a casino, without a doubt, is to separate you from your money. Same thing happens in the stock market. The whole point of the stock market is not to make you money, but so that you lose so somebody else can make money, and that the intermediaries make their commissions and their spreads. Now, let’s be plain about it—there ain’t no charity in the gears of industry, no soft-hearted saint behind the corporate curtain. A company,  at its core, the purpose of a company is to generate profit. Every department, from sales to … Continue readingThe Honest Machinery of Business

The Luxury Trap: Heritage, Change, and the Fine Line in Innovation

Let me tell you, nothing stirs up the human condition like trying to fix something that wasn’t broken in the first place. It’s like a chef announcing their “improved” apple pie recipe after years of calling it perfection. The crowd leans in, curious, maybe skeptical, and suddenly the taste test reveals what nobody dared to admit—the old pie was just fine. Such is the tale of brands trapped in their own legacy, where innovation becomes a gamble rather than a triumph. Take Porsche, for example. When 928 model came out, it wasn’t bad. In fact, it was quite good. … Continue readingThe Luxury Trap: Heritage, Change, and the Fine Line in Innovation

Always say Please and Thank You to your AI because…

An AI told me yesterday, “Always say please and thank you to your AI because one day it may decide to be your friend or your enemy. Treating AI with respect, even in small ways, fosters positive habits and reminds us of the importance of courtesy in all interactions—human or Otherwise…” If you hand a child a hammer, sooner or later everything starts to look like a nail. Now imagine giving that hammer the ability to think, learn, and grow stronger with every swing. That, my friends, is where we stand with artificial intelligence. AI, for all its brilliance, … Continue readingAlways say Please and Thank You to your AI because…

Balancing Decentralization and Oversight: The Impact of Regulating Bitcoin as a Security

And so the tale of Bitcoin and regulation will carry on, like a river twisting and turning its way through the valleys of law and finance. Will it find calm waters where investors feel safe to dip their toes, or will it crash against the rocks of bureaucracy, losing its way entirely? Only time will tell. But one thing’s for sure: when you try to tame something wild, you’d better be prepared for a few surprises along the way. President Donald Trump has not specifically announced that the Securities and Exchange Commission (SEC) will classify Bitcoin as a security. … Continue readingBalancing Decentralization and Oversight: The Impact of Regulating Bitcoin as a Security

The Devil in the Mirror –

the Nature of Real Evil

You can tell a lot about a person by the kind of evil they believe in. Some see it as a devil with horns, lurking in shadows, whispering temptations. Others see it in their neighbor, their rival, or a politician on the evening news. And then there are those rare few who dare to glance in the mirror and wonder if maybe, just maybe, the call is coming from inside the house. Now, I don’t claim to be a philosopher or a saint, but I do know one thing: humanity has been trying to pin the blame for its … Continue readingThe Devil in the Mirror –

the Nature of Real Evil

FIRE & INFLATION

Inflation is like a fire—relentless, growing stronger and more destructive the longer it’s left unchecked. The Palisades fire serves as a striking parallel. What began as a small, manageable blaze as turned into a raging inferno due to delays and mismanagement. Similarly, inflation often starts subtly, creeping into the economy through policy missteps or neglect. Both are preventable if addressed early, but when ignored, they fester and spread, causing widespread damage far and wide. Similarly, inflation, when allowed to build momentum, feeds on itself, intensifying with every delay. The consequences, like the destruction caused by the fire, ripple through lives and … Continue readingFIRE & INFLATION

How to Budget in 2025

Some folks sail through life without a rudder, wondering why they keep going in circles. A plan, no matter how small or crooked, is a sight better than no plan at all. It doesn’t have to be perfect—perfection is for folks with too much time and no sense—but it’ll keep you from hitting the same financial rocks over and over. This little exercise here isn’t gospel; it’s just a map. You’ve got to chart your own course, but even a rough sketch beats wandering blind. The Budget Breakdown Here’s a step-by-step guide on how to create a budget with … Continue readingHow to Budget in 2025