Before buying a home on the water, make certain the business plan can float. — YNOT! There is something particularly cruel about selling somebody a retirement dream and then giving them until two in the afternoon to pack it into a suitcase. A canceled … Continue readingThe Cruise to Nowhere… An Unfortunate Business Venture or a Ponzi Scheme?
Every penny that you save is a penny earned — said a wise person somewhere. Maybe it is time to stop worrying about how much money you can make and start worrying about how financially strong you will be if things get ugly. Today, Tuesday, … Continue readingThe Market Is a Roller Coaster — Make Sure You Can Afford the Ride
Don’t be a show-off. Never be too proud to turn back. There are old pilots and bold pilots, but no old, bold pilots. — pioneering airmail pilot E. Hamilton Lee in 1949 Life is full of challenges, and we all make mistakes. Sometimes you’re driving … Continue readingUnstable Approach, Too Fast, Low Terrain, Sink Rate — Are You Too Stubborn to Go Around?
You can move to the middle of the desert if you want – Trouble will find you — YNOT! There were two kinds of people in this world. Those who go looking for trouble and those who stayed home and waited for trouble to … Continue readingThe Last Tree in the desert
Brightline may be a good railroad, a popular service and a terrible investment—all at the same time. — YNOT! Florida’s most impressive passenger train may be a transportation success trapped inside a financial disaster Brightline has accomplished something that many people said could not be … Continue readingCan Brightline Survive?
SpaceX may be the future, but an IPO is not the future — it is a sale. And the man who forgets who is selling usually becomes the man holding the bag. — YNOT! SpaceX is not just another IPO. This is not some little … Continue readingSPACEX SUPER IPO — Buy or Stay Away? Let’s Look at the Facts
The Fed is neither federal, nor a reserve, nor a bank. So what is it? A swamp creature from Jekyll Island in a suit, printing tomorrow’s trouble to pay for today’s promises. — YNOT! How can something called the Federal Reserve be federal enough to … Continue readingWhy the FED is not “Federal,Reserve,Bank”, What Trump will Try Next, and Who Pays If Inflation Comes Back?
“Private equity has always been the back room of finance — the place where ugly deals went to wear a tuxedo. And now, just as the floor starts to crack, the men at the gate are busy selling tickets to the crowd outside.” –YNOT! What … Continue readingThe Cockroaches at the GATE?
“The market punishes arrogance faster than ignorance. Diversification is how wise investors stay alive long enough to be right. So the Smart investors make bets but Wise investors make several.” — YNOT! Why do so many people talk like investing is a religion, when it … Continue readingWhy Is Diversifying the Most Honest Thing an Investor Can Do?
“Diversifying is admitting you’re smart enough to invest… and humble enough to know you can still be wrong. So Spread the risk and reward”– YNOT! So today I bought URNM — Sprott’s Uranium Miners ETF — and I didn’t do it because it’s “cheap,” or … Continue readingDid I really buy uranium… and not because it’s “the next big thing”?
“There’s no such thing as a free lunch. The bill always comes due — and it’s usually handed to you and me.” — YNOT! History doesn’t repeat — but it sure does remix the same track. Every generation believes it’s smarter than the last one. … Continue readingIs 2026 Just 1951 With Wi-Fi and AI?
“They say Mark Twain told us to buy land because they aren’t making it anymore. The real Mark Twain lost his shirt on speculation — which is probably the better lesson.” — YNOT! Most people think buying land is the safest investment on earth. It … Continue readingWhy Most Land Is a Bad Investment?
“When the vault is empty, the price is just a suggestion,most people will get screwed”– YNOT! Here’s the uncomfortable truth about silver: the price you see is mostly imaginary, but the metal itself is very real—and suddenly, everyone wants it at the same time. That’s … Continue readingWhat is up with Silver – Is Silver Still ‘Abundant’ When the Vaults Are Almost Empty?
So the other day, while doing yard work—the kind that makes you feel productive but not important—I ran into a bunny rabbit. I approached the wascally wabbit with all the confidence of a man who owns tools. He vanished. Straight into the ground. Gone. A few seconds … Continue readingWhat Watching a Rabbit Taught Me About Diversity, Investments and Survival
“It is always better to lose an opportunity than to lose capital. Opportunities return; capital does not. Smart planning and hedging allow you to seek growth without endangering survival.” — YNOT! When you learn to fly an airplane, one of the first things you’re taught—before … Continue readingFly With Glide Options: Why Every Leader Needs a Plan B
Have you noticed that doing everything “right” somehow feels like falling behind anyway? You work. You save. You behave. And yet the grocery bill laughs at you, rent keeps climbing, and the numbers in your bank account feel oddly… lighter. Same digits. Less power. … Continue readingWhat Is Happening to Your Money Right Now— and Why Sitting in Cash Might Be the Most Expensive Decision You Make?
“In 2026, investing won’t be about chasing returns. It’ll be about avoiding traps.” –YNOT! The old rules—diversify, buy the index, trust the numbers—were written for a world that no longer exists. This one runs on debt, denial, and emergency printing presses. So let’s talk plainly, … Continue readingWhere to Invest in 2026 — When Safety Is an Illusion and Movement Is Everything
“And if you gaze long into an abyss, the abyss also gazes into you.” –YNOT!! We like to believe we’re observers. Rational. Detached. Standing safely on the sidewalk while the madness of the world speeds by. Markets inflate, governments print, bubbles grow so large they … Continue readingHappy New Year 2026 — When the Abyss Looks Back
Santa will visit you this year — briefly. But he’s borrowing the sleigh, pawning the reindeer, and sending you bill in 2026. –YNOT! Every December, the market puts on its red suit and white beard and pretends it has a conscience.People gather around the glowing … Continue readingMarket Outlook: Santa Claus Rally — or Did the Grinch Steal It?
Historically CDS don’t start leverage fires—they make them burn out of control.– YNOT! A credit default swap sounds like something a banker invented after a long lunch and a short conscience. Which, historically speaking, is not far off. At its simplest, a CDS is insurance … Continue readingWhat Is a Credit Default Swap — and Why Is Oracle Suddenly Part of the Conversation?
Every once in a while, gold stops behaving like a commodity and starts acting like a conscience. This is one of those times. On a monthly chart, gold is moving in a way we haven’t seen since 2008—long, steady advances with barely a pause to … Continue readingGold Is Whispering Again — And It Sounds Like 2008
⚠️ DANGER: Some Math Ahead If you don’t understand it, don’t invest in it. Whether it’s stocks, real estate, or anything else — if you can’t analyze it properly, you’re gambling, not investing. Learn the math first, then put your money to work. I have … Continue readingLet’s talk P/E in Stocks and Real Estate
When I was a boy, I thought the “Federal Reserve Bank” was a mighty vault buried under Washington, full of gold coins guarded by men in uniforms. Later I learned it was neither federal, nor much of a reserve, nor a bank in the way … Continue readingThe Fed – Neither Federal, Nor Reserve, Nor a Bank –
Never let a good story make you pay a bad price! The market today isn’t all that different from a TikTok feed — stories fly at you fast, polished, and convincing. AI will change everything. Self-driving cars will rule the roads. Space rockets will carry … Continue readingIT IS ALL ABOUT THE STORY – Hype vs. Reality: Overpriced Stocks, Sky-High P/Es, and the Bitcoin Bubble Proxies
Learn you must, from mistakes not your own. Greed and fear, powerful they are. But master them you must, or mastered by them you will be. You are young to the market, dazzled by flashing screens and humming algorithms. Surely, you think, there must be … Continue readingThe Ten Rules from Ten Masters for Stock Market Mastery
Folks will tell you that picking a stock is a grand science, full of charts, ratios, and prophets with pinstriped suits. Truth be told, it’s more like going to a carnival fortune teller—you squint at the cards, the smoke, and the crystal ball, and then … Continue readingHow to Pick a Stock
“Sometimes it isn’t what you say but how you say it” YNOT Well now, ladies and gentlemen, the bankers have held court again, and the High Priest of the Federal Reserve—Mr. Powell himself—stood up before the nation like a man trying to calm a river … Continue readingFederal Reserve Cuts Interest Rates – puts everyone to sleep and destroys the economy in one long boring speech.
YOU MAKE YOUR MONEY WHEN YOU BUY, YOU COLLECT WHEN YOU SELL! Wall Street is a lot like a carnival—bright lights, fast talkers, and plenty of ways to part a fool from his money. Every new generation thinks it has discovered gold in the form … Continue readingPaying Less Than It’s Worth: The Enduring Wisdom of Value Investing – Stocks, Real Estate, or Anything else.
They say history doesn’t repeat, it clears its throat and hums the same old tune. And right now the band is playing in a key we’ve heard before—call it Gold Rush in Silicon. The barkers shout “AI will change everything,” the crowd nods, and the … Continue readingIs Nvidia a good buy now?
“Life is but a voyage, and most of us don’t know if we’re headed for paradise or the rocks until the tide’s already pulling us in. While people argue about markets and winds, I’ve found the real storm is always in the heart. Out on … Continue readingSailing and Investing: Navigating the Journey
If this screen were a movie, it’d be a horror flick — and the monster’s name is Compound Interest. Every number here is a mile marker on America’s road trip into the red, and the gas pedal’s stuck. We track debt like social media likes … Continue readingLiving on Borrowed Time — and Borrowed Money America’s $37 Trillion Hangover
The stock market’s a lot like a party that’s been going on all night — music’s loud, drinks are flowing, and everyone’s convinced the good times will never end. Trouble is, no one notices the smoke alarm until the room’s already filling with haze. … Continue readingThe Five Warnings of a Crash — Past Lessons, Today’s Readings, and What They Mean
NUMBER ONE: Michael Saylor Now I don’t know much about sorcery, but I do know this: if a man in a fine suit tells you he can turn your paper into gold, you best check your pockets before he disappears in a puff of logic. … Continue readingThe two Most Dangerous Men in the Bitcoin World
If you ever needed proof that the world is upside down and the compass has lost its north, just look at what the smart money is doing—they’re hoarding gold like prospectors in a digital gold rush. We used to trust paper and promises, now we … Continue readingGold, Debt, and the Great Reset: When Empires Print and Titans Hedge
I’ve watched enough folks lose their shirt — and their Sunday dinner — to say this with some confidence: Real estate is a game where the sharp make money when they buy, and the dull get educated when they sell. The stories are always the … Continue reading🏡 10 Rules of Real Estate Every Smart Buyer Should Know
You’re going to get annihilated more than once… You’ll lose money—a lot more than you think you’re going to lose. That’s the rite of passage for every young investor. First five years, you’re wide-eyed. You listen to Jim Cramer. You follow Cathie Wood. You chase … Continue readingThe Brutal Truth About Investing: From Smart to Wise
If you listen closely these days, you’ll hear the sound of bricks falling—not from a construction site, but from international optimism. Seems every few years someone gets the bright idea to build a new world order out of spare parts: Brazil’s charm, Russia’s saber-rattling, India’s … Continue readingJust another BRICS hits the wall.
Back in my day—and I mean yesterday—a man’s fortune was measured in cattle, land, Ferrari’s or how many folks just showed up to his funeral. Nowadays, it’s dashboards, index funds, and your ability to pretend avocado toast didn’t sabotage your retirement plan. But here’s the … Continue reading🧠 How to Think Like a Millionaire in 4 Simple Steps
Now let me tell you something, friend. When the river’s rising and the pigs are on the porch, it ain’t the time to go buying a chandelier. Hard times don’t care much for your brand-new leather couch or diamond-plated air fryer. They want to see … Continue reading10 Things You Shouldn’t Buy When the Economy Is Down – and 10 Things you should
There’s a harsh law in life and investing: what goes up, must come down. Doesn’t matter if it’s stocks, real estate, or your cousin’s crypto coin. We get these manic moments where everything’s going up, up, up like a hot-air balloon with no ceiling. But … Continue readingThe Dirty Truth About Cycles, Dollars, and That Gold You Think Is Shining
Now, I ain’t never danced a fancy jig on Wall Street, but I’ve been clogging through this world of finance long enough to spot a man who walks the talk—and Warren Buffett, well, he’s an old clogger too. Not the kind that makes headlines with … Continue readingWhat Warren Buffett just said…
If you believed every headline you read, South Florida real estate was sinking faster than a lawn chair in the Everglades. They say the condos are cracking, the buyers are fleeing, and the ocean’s reclaiming the coast — all before lunch. But here’s the thing: … Continue readingSouth Florida real estate—especially newer homes and condos—is rebounding
Read the whole story – the dessert is at the end A Modern Robber Baron in a Cowboy Hat J.R. “Rusty” Calhoun III wasn’t born poor, but he sure made a fortune off people who were. He wore snakeskin boots, chewed a Churchill cigar, and … Continue readingThe Brutal Capitalist – How it Works
Part 2: Habits That Fortify Your Financial Engine By the time you hit Part 2 of life—and of this guide—you start to notice the music playing in the background isn’t the same song you danced to at 25. Your wants get quieter, your needs get … Continue readingBuilding your Money/Success Machine: Part2
Back in my day, you measured a man by his handshake, the mud on his boots, and how many times he’d been swindled before he got smart. These days, you measure a man by his credit score, how many apps he uses to check the … Continue readingBuilding your Money/Success Machine: Notes for the Swipe-Left Generation
People often ask me if I spend a lot of time trading stocks every day — buying and selling constantly. The short answer is: no. I spend a lot of time looking around — studying trends, talking to people, and analyzing where the macroeconomy is … Continue readingHow I Actually Trade Stocks – Making money with Stocks series.
From the high towers of Omaha, where the Oracle himself—Warren Buffett—ain’t just sitting on a rocking chair counting his billions. No sir. While the crowd’s hollering’ that he’s just cashing out and taking’ his chips off the table, the man’s quietly rearranging his pieces like … Continue readingWhat is Warren Buffet doing?
Now, I ain’t saying the stock market is a poker game played in a smoky backroom, but if you listen close, you’ll hear the rustle of marked cards and the whisper of million-dollar bets made long before the rest of us see the flop. You … Continue readingDark Pools Shape the Market’s Hidden Currents
When you’ve got engine trouble, you don’t call a plumber—you call a mechanic, and hopefully one who knows their way around an engine block. Likewise, if your pipes are leaking, you don’t ask your car guy—unless he was a plumber in a past life. Same … Continue readingThe Future Is Coming Fast— And Ray Dalio Says These Are the 5 Forces Steering It
This isn’t about politics—it’s about reality. If you can’t face that, your bias will blind you, no matter your side. Get over it, or it will kill you. The numbers don’t lie, and no single president caused this mess. It’s been building for decades—since Kennedy. … Continue reading2025 – The YEAR of HELL in the Markets