Category: 2026

Year-End Note From Reality – Before the Calendar Lies to You Again)

Before planning the next year, audit the last one. Repeating mistakes is not a strategy. — YNOT! The calendar is about to perform its favorite magic trick. It will flip a number, fireworks will go off, and millions of people will swear—hand on heart—that this year will be different. Same person. Same habits. New number. I don’t say this to be cruel. I say it because I’ve been that person. I’ve lived the same year so many times I could’ve copyrighted it. Busy. Exhausted. Optimistic. Stuck. So before 2026 arrives wearing a party hat and making promises it cannot … Continue readingYear-End Note From Reality – Before the Calendar Lies to You Again)

Market Outlook: Santa Claus Rally — or Did the Grinch Steal It?

Santa will visit you this year — briefly.  But he’s borrowing the sleigh, pawning the reindeer, and sending you bill in 2026. –YNOT! Every December, the market puts on its red suit and white beard and pretends it has a conscience.People gather around the glowing fireplace of CNBC, sipping optimism, waiting for Santa to arrive with a sack full of gains and a promise that this time it’s different. And for a few weeks, it usually is. Stocks float upward, bad news takes a holiday, and everyone agrees — without voting — that the economy feels “fine.” That’s the … Continue readingMarket Outlook: Santa Claus Rally — or Did the Grinch Steal It?